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Retirement Age Calculator
Using the 4% rule, find out when you can afford to retire.
Your situation
years
£
£
£
%
You can retire at
65
In 30 years from today
Target pot (25x income)£750,000
Projected pot£795,132
Total you'll contribute£210,000
Investment growth£585,132
Pot growth over time
Age 35£30,000
Age 36£38,100
Age 37£46,767
Age 38£56,041
Age 39£65,964
Age 40£76,581
Age 41£87,942
Age 42£100,098
Age 43£113,104
Age 44£127,022
Age 45£141,913
Age 46£157,847
Age 47£174,896
Age 48£193,139
Age 49£212,659
Age 50£233,545
Age 51£255,893
Age 52£279,806
Age 53£305,392
Age 54£332,770
Age 55£362,063
Age 56£393,408
Age 57£426,946
Age 58£462,833
Age 59£501,231
Age 60£542,317
Age 61£586,279
Age 62£633,319
Age 63£683,651
Age 64£737,507
Age 65£795,132
The 4% rule explained
The 4% rule says you can safely withdraw 4% of your retirement pot each year with a high probability that your money lasts 30+ years. That means you need a pot that is 25 times your desired annual spending. This calculator assumes inflation is already reflected in your expected return rate.