Interest Rate5%
Remaining Term25 years
Time Saved
6yr 2mo
Interest Saved
£41,319
Normal Term
25 years
Interest: £150,754
With Overpayments
18yr 10mo
Total paid: £309,435
Mortgage Overpayment Calculator
Even small monthly overpayments can dramatically reduce your mortgage term and save tens of thousands in interest. Most UK mortgages allow up to 10% overpayment per year without early repayment charges.